Frequently Asked Questions about Guaranteed Credit Approval

 

When can I take possession of a vehicle?
After you complete the online application, a finance specialist will quickly contact you about the terms of your approval. Once you have submitted all of the proper documents (see below), we will contact you to set up an appointment for delivery.  In most instances, delivery occurs the same day as the approval.

What kind of vehicle may I purchase?
You may purchase a late model or newer reconditioned vehicle. We offer many warranty options and guaranteed asset protection plans as well. 

How much down payment do you require?
There is no set down payment. The terms for purchasing are unique to each person and vehicle.  To find out how much money down you will need, please complete the ONLINE APPLICATION. Upon approval, a finance specialist will let you know the terms of the loan for each vehicle that interests you.

Are you a “Buy Here/ Pay Here” dealership?
No. We have lenders that specialize in sub-prime financing to get you the best rates and terms available.

Will this program help rebuild my credit?
Yes! Our lenders report your timely payments to all three major credit bureaus on a monthly basis.

What documents do I need to pick up the vehicle?

To drive away in your vehicle today, please provide us the following information:
1.    State driver’s license or state identification card
2.    Proof of insurance
3.    Proof of income (two most recent paystubs or two most recent bank statements)
4.    Proof of residence (one utility bill—cable, gas, electric, water, or phone)

Additional items that may be required: 
   ·   Checking and/or savings statement
   ·   Personal references
   ·   Cell phone bill
   ·   Down payment or trade-in

CLICK HERE to print a blank personal reference document. (Personal reference document requires ADOBE ACROBAT READER installed on your computer.)

CLICK HERE to complete your online application and receive your guaranteed approval.

to view CAC Inventory.